Some ways to make this amount of money include starting a successful business, investing in real estate or the stock market, or earning a high-paying job or promotion. Additionally, developing a specific skill set or expertise in a particular field can also lead to high-paying opportunities. Ultimately, the key to making this amount of money is to be strategic, stay disciplined, and never give up on your goals.

₹1 crore is a dream figure for most retail investors. More than half of the queries we receive from our readers is ‘How to become a crorepati by investing xyz amount’. Well, its not a herculean task to accumulate a crore if you start early and continue to invest regularly in a disciplined manner. So,the better questions could be how early you could become a crorepati? Will a crore suffice to fulfill your life goals such as retirement and child education? and so on… Here is a look at some numbers to see how fast will you become a crorepati with a certain amount of investment.

We will divide the answer based upon least risk to maximum risk options.

Here we will check out Bank FD option. On an average time frame across last 25 years, Any capital invested as bank FD for compounded interest rate has given 100 % returns(doubled) in 9 years. Back in 1990’s you could double capital in 4-5 years when interest payout was high. Then in 2005 it was 12-14 years to double your capital. Thus taking a mean average of over 25 years, we could say 9 years is what you can expect to double in risk free manner.

Risk is inversely proportional to time.

 Lesser the time for 100 % returns over capital, more will be the risk. Thus any desire to make 100 % returns before 9 years asks for potential risk over your 10 lac capital. This is for long term equity stocks/ real estate or other assets. Stocks like infosys, nestle, ITC, pharma sector usually give 100 % returns within 4-6 years . And the returns earned are tax free but, You stand the potential to loose capital if these shares under perform.

Having said that , in all above options we assume that you the investor,  is roaming free and is not participating in the capital growth. That means, your money is working on itself to earn more money. Without your intervention.

Business

Invest 10 lacs and build a inventory of materials. ( lets assume cement,may be cloths,electronic store etc) . Whenever you make a sale, there would be a presumed profit margin of anywhere between 1-20% profit. If profit is just 1 %, you must find ways such that you do transaction 100 days repeatedly to earn that 100% returns. If 20% is the profit margin, Then the number of rotations of inventory can be less.